AML Policy

1. General Provisions

The OBMENOFF.CC Service adheres to international standards and practices in the field of combating money laundering and counter-terrorist financing (AML/CFT). By using the Service, the User confirms their agreement with this AML Policy and undertakes to comply with all established requirements.

2. Preliminary AML Address Check

The User has the opportunity to perform a preliminary AML check of their cryptocurrency wallet address before creating a Request on a dedicated page: https://obmenoff.cc/en/aml-checker This check allows determining the address risk level in advance and the possibility of completing the transaction. After completing the check, the User may provide the obtained results to the Service operator for additional analysis and confirmation of the possibility of executing the operation. If the User refuses to perform the preliminary check, they accept all risks associated with possible transaction blocking or refund with commission deduction.

3. User and Transaction Requirements

To prevent illegal operations, the following requirements are established:
  • It is recommended to make transfers exclusively for your own benefit. In case of transferring funds to a third party, the User confirms that they have access to the recipient and assume full responsibility for such transfer, including all associated risks and possible consequences.
  • All contact and personal data provided by the User must be current and accurate.
  • The use of anonymous proxy servers, VPNs, or any other tools to conceal the real IP address or location while using the Service is prohibited.
  • The Service reserves the right to refuse execution of an operation if suspicious activity or violation of this Policy is detected.

4. Disclosure of Information to Competent Authorities

The Service has the right to provide information about the User and transactions to authorized authorities in the following cases:
  • upon official request from law enforcement authorities;
  • based on a court decision;
  • upon request from payment systems, banks, or other financial institutions;
  • in other cases provided by applicable law.

5. AML Check and Risk Score

All cryptocurrency transactions undergo AML checks using specialized blockchain analytics tools.

Acceptable Risk Score values:

  • Low risk: 0% – 25%
  • Medium risk: 25% – 60%

Unacceptable Risk Score values:

  • High risk: 60% – 100%
  • or if the cumulative risk exceeds 5 points in high-risk categories (Gambling / Betting, Darknet market, Black market services, Scam / Fraud, Mixer / Tumbler / Privacy tool, Ransomware, Malware, Terrorist financing, Sanctioned addresses / OFAC list, Stolen funds / Hack / Exploit, Child abuse / Human trafficking).
If a high risk level is detected, the Service reserves the right to:
  • suspend the operation;
  • refuse to execute the operation;
  • issue a refund with commission deduction or request additional information (with User consent).
Completion of the KYC procedure on our Service is not mandatory. Identity verification is carried out individually at the User’s initiative. The refund period is up to 24–48 hours after confirmation of the required data.

6. Restrictions on Source of Funds

Transfers directly or indirectly related to the following services, addresses, or high-risk sources are prohibited, including but not limited to: Bitpapa, NetEx24, Commex, Garantex, Tornado Cash, Hydra, Blender.io, Lazarus Group, Genesis Market, ChipMixer, Shinbad.io, Capitalist, Rapira, Cryptomus, Grinex and other similar services. The OBMENOFF.CC Service reserves the right to expand this list without prior notice.

7. Refund Conditions

In case of refund in cryptocurrencies USDT or USDC on TRC20, ERC20, BEP20, or TON networks, the User must ensure that the return address contains the native token of the respective network sufficient to cover the network fee. The deposit amount must be equivalent to 2–3 USDT. To process a refund, the User must send the refund wallet address from the email used when creating the Request. The refund amount is calculated minus network fees, service fees, and other technical processing costs.

8. Sanctions Restrictions

The use of the Service by individuals, organizations, or countries under international sanctions, including OFAC, EU, UN, and other regulatory lists, is prohibited. The Service reserves the right to refuse service to Users from high-risk jurisdictions. The ObmenoFF Service does not provide services to citizens of the following countries: Belarus, Russia, Crimea, Donetsk People’s Republic (DPR), Luhansk People’s Republic (LPR), USA, Afghanistan, Burundi, Vanuatu, Venezuela, Guyana, Democratic Republic of Congo, Zimbabwe, Iraq, Yemen, Iran, DPRK, Lebanon, Libya, Myanmar, Syria, Somalia, Sudan, Uganda, Central African Republic, South Sudan, and others.

9. Final Provisions

OBMENOFF.CC prohibits the use of the Service for illegal operations, fraud, or sanctions evasion. The Service reserves the right to:
  • refuse service;
  • suspend an operation;
  • issue a refund if AML risks are detected.
Using the Service constitutes full acceptance of this AML Policy.

 
Additionally, the use of independent AML analyzers is permitted, the results of which may be accepted by the service when making a decision:
https://www.chainalysis.com
https://www.elliptic.co
KYC requests are only made when there are reasonable grounds and in the event of transactions involving stolen funds, sanctioned addresses, or terrorist financing. 
The information may be transferred to the competent authorities, including: financial intelligence; law enforcement agencies; AML providers; payment systems.
In this case, the service may request the following materials:
• identity document (passport, ID card, or other official document);
• photo of the Customer with the document;
• proof of wallet ownership (screenshots, message signature);
• description of the source of funds;
• proof of the origin of funds;
• proof of transaction (screenshots, txid, transaction history).
Translated with DeepL.com (free version)

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